Being involved in an accident caused by someone else’s negligence is a traumatic experience.
If you’ve been injured in such an accident in St. Louis, it’s important to know what steps to take to protect your rights and ensure you get the compensation you deserve.
Whether you were in a car accident, a slip and fall, or any other type of incident, here’s a comprehensive guide on what to do after being injured in an accident caused by someone else.
1. Seek Medical Attention Immediately
Your health should always be your first priority after an accident. Even if you don’t feel seriously injured, some injuries, like whiplash or internal damage, may not become apparent until hours or even days later.
Visiting a doctor or going to the emergency room is essential for both your health and your injury claim. Medical records serve as crucial evidence in proving the extent of your injuries and their connection to the accident.
Tip: Be sure to keep copies of all medical records, bills, and prescriptions, as these will be vital when pursuing compensation.
2. Call the Police and File a Report
After an accident, especially a car crash or a serious injury incident, contact the police to file an official report. In Missouri, this report will be key in documenting the facts of the accident and will serve as critical evidence in your personal injury case.
The police will gather information from both parties and witnesses, which can help establish who was at fault.
Tip: When speaking to law enforcement, stick to the facts. Avoid admitting fault or speculating about what caused the accident.
3. Document the Scene
If possible, gather as much evidence as you can at the scene of the accident. This includes taking photos or videos of your injuries, property damage, and the surrounding area.
Capture things like traffic signals, road conditions, or hazards that may have contributed to the accident.
You should also collect contact information from the other party involved in the accident, including their name, phone number, address, driver’s license, insurance details (if applicable), and license plate number.
If there are any witnesses, get their names and contact information as well.
Tip: If you’re too injured to gather evidence, ask someone you trust to do it for you.
4. Avoid Speaking to Insurance Companies Alone
Soon after the accident, you may be contacted by the at-fault party’s insurance company. They may offer a quick settlement or ask for a recorded statement.
While it may seem tempting to resolve the matter quickly, you should avoid speaking to the insurance company or accepting any offers before consulting with an attorney.
Insurance companies are often more concerned with minimizing payouts than fairly compensating victims.
Tip: Politely decline to give a recorded statement and instead, inform them that your attorney will be handling all communications.
5. Consult a Personal Injury Attorney
If you’ve been injured due to someone else’s negligence, it’s in your best interest to consult with a personal injury lawyer in St. Louis.
An experienced attorney will help you navigate the legal process, gather necessary evidence, and negotiate with insurance companies to ensure you get the maximum compensation for your injuries. This includes covering medical bills, lost wages, property damage, and pain and suffering.
Missouri follows a “comparative fault” rule, meaning if you are partially at fault for the accident, your compensation may be reduced by your percentage of fault. An attorney can help minimize your liability and maximize your claim.
6. Keep a Record of Expenses
After an accident, keep track of all accident-related expenses. This includes medical bills, physical therapy costs, prescriptions, and even transportation expenses for doctor visits. You should also document any lost wages if your injuries prevent you from working. These records will help your attorney calculate the full extent of your damages.
7. Follow Your Doctor’s Orders
It’s important to follow your doctor’s recommendations and continue with any prescribed treatments, including physical therapy or follow-up appointments.
Failing to do so could hurt your injury claim, as it may suggest that your injuries are not as serious as you claim.
Conclusion
Accidents caused by someone else’s negligence can turn your life upside down, but taking the right steps afterward can help protect your rights and improve your chances of receiving fair compensation.
By seeking medical attention, documenting the accident, and consulting a personal injury lawyer in St. Louis, you can focus on recovery while ensuring that justice is served.
If you’ve been injured in an accident caused by someone else, don’t wait. Contact us today for a free consultation and let us help you get the compensation you deserve.