5 Common Misconceptions Injured Victims Have After A Car Accident

After a car accident, it’s natural to feel uncertain about what comes next, especially if you’re dealing with injuries.

Unfortunately, misconceptions can lead victims down the wrong path, potentially affecting their ability to recover fair compensation.

Here are five common misunderstandings injured victims have—and the truth behind them.

1. “I Don’t Need to See a Doctor if I Feel Fine”

One of the most damaging misconceptions is that you only need medical attention if you’re in pain immediately after the accident. However, some injuries—like whiplash, internal bleeding, or concussions—might not show symptoms right away. By seeing a doctor promptly, you protect both your health and your legal case, as medical records will document your injuries and their link to the accident.

2. “I Can Handle the Insurance Claim Myself”

Many accident victims believe they can work with the insurance company on their own and achieve a fair settlement. However, insurance adjusters are trained to minimize payouts. Without the guidance of an experienced personal injury attorney, you may unknowingly accept a low settlement that doesn’t cover all your medical expenses, lost wages, or pain and suffering. An attorney will know the tactics insurers use and will fight to ensure you’re not undercompensated.

3. “I Have Plenty of Time to File a Claim”

Missouri law has a statute of limitations for filing personal injury claims, typically five years from the accident date. However, it’s best to start the claims process as soon as possible. Delays in filing could mean loss of evidence, difficulty obtaining witness statements, and complications with insurance companies. Acting quickly also allows your attorney time to build a solid case.

4. “I Should Accept the First Settlement Offer”

Often, the first settlement offer from the insurance company is far lower than what victims actually deserve. Many accident victims accept early offers, believing it’s their only option or wanting to resolve the situation quickly. However, initial offers rarely account for future medical costs, ongoing treatments, and long-term impacts. Consulting an attorney can help you understand the true value of your case and whether the offer is fair.

5. “Hiring an Attorney Will Be Too Expensive”

In personal injury cases, most attorneys work on a contingency fee basis, meaning they don’t get paid unless they secure compensation for you. This arrangement allows you to access quality legal representation without upfront costs. With an attorney, you’re more likely to receive a fair settlement, which could significantly outweigh the cost of legal fees.

Understanding the Truth Behind the Myths

Misinformation can lead injured victims to make decisions that may hurt their chances of securing the compensation they need to fully recover. Avoiding these common misconceptions can make a real difference in the outcome of your case.

If you’ve been injured in a car accident in Missouri, our experienced personal injury attorneys are here to guide you through the process.

We’ll fight for your rights and ensure that you’re fully informed every step of the way.

Contact us today for a free consultation to discuss your case and learn how we can help you secure the compensation you deserve.