Missouri follows the doctrine of comparative fault when assigning responsibility in injury claims, including truck accident injuries. Insurance company adjusters investigate truck accidents and assign a percentage of fault to each motorist involved. If you and a truck driver were both partly at fault in an accident, any compensation that you collect for injuries may be reduced by your percentage of fault.
An insurance company may offer a settlement based on its review of the truck accident. For example, if an insurance company estimates that your total damages are $100,000 and that you were 25 percent at fault for the truck accident, then you would be eligible to receive $75,000. You may dispute an insurance company’s determination of your portion of fault in an accident. A lawyer who is familiar with insurance company tactics can discuss your legal options.